The Financial Independence Blog

Getting Out of Debt

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If you have debt, paying off balances should be your top priority and an important step in gaining control of your finances. Remind yourself that credit-card debt is completely within your control.

Getting out of debt requires you to be disciplined on two equally important fronts. First, you must refrain from using debt for future expenses. Second, you must treat your get-out-of-debt payment plan as non-negotiable.